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faq_logoFrequently Asked Questions

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How Much Can I Borrow With My Home?

You can borrow up to 89.9% of the fair market value of your home. However, the amount borrowed is a portion of your home's value which is determined by the market so if the market takes a down turn you can owe more than your house is worth.

What Is The Difference Between A Loan And Line Of Credit?

With loan, you can borrow a specific amount of money at one time and pay it back through regular monthly payments, while with line of credit, you decide when and how much to borrow, up to your approved credit limit i.e you can borrow multiple times within your credit limit.

What Is The Difference Between Personal Secured And Unsecured Loan?

A Secured loan requires the use of an approved non-real estate collateral e.g your vehicle, while an Unsecured loan requires no collateral. learn more...

How Do I know If I Can Afford A Loan?

Browse through the various rates and terms available then make use of our loan calculator to find out what price range might be suitable for you.

Rent vs Buying

If you are comtemplating which is right for you, check out our in-depth comparison of both options and decide which fit your current situation.

How Do I Know If I'm Ready To Be A Homeowner?

Depending on the amount you have saved for a down payment, your mortgage payment should typically be no more than 28% of your monthly income, and your total debt should not be more than 36%. read more...

Why Haven't I got A Reply After Applying?

We are sorry for the delay, that may be due to the volume of applications we are handling at the moment. Please bear with us as you are important to us. You can contact us with your complain and we will get back to you as soon as possible.

I Can't Decide The Perfect Option For Me

Do not worry, we are here to help you. Contact us, stating your situation as precise as you can to enable us point you in the right direction.

How Do I Apply For A Loan?

After making your choice on the type of loan you are interested in, click the "Apply Now" button, fill out the form and we will get back to you with the next line of action.

My Question Is Not Answered

If your question is not answered here, please feel free to contact us and we will answer it for you .



If you have any questions not treated here, please contact us and we will be glad to answer it for you.